Hi...just a quick hint...when paying via "DEBIT" cards over the phone...you don't need to say it's debit...as the BANKS say it is surposed to be used exactly the same way as a "CREDIT"card except it's even better...you are paying with the money you really have in the bank...plus you are not borrowing it from the bank at nearly 20% interest which will take as long as a "HOUSE" to pay back in your lifetime...think about that before you get a credit card...they are a trap and "DEBIT"cards avoid this...I don't know why some banks need to print "DEBIT" across it,as no-one could tell except the bank...if asked on the phone if it is a debit and they won't accept debit cards...for unknown reason...i.e...not as much money or higher fees to themm..one HINT...say no credit...the transaction will go thru successfully as it is to a bank equal to a credit card...I have used this hint...many times successfullly...my boyfriend thought it was worth alittle guide...copyrighted original thought...10FEB2008...please keep reading and writing reveiws...many thanks...joannes_art...new original painting listed today...starting at $49.95,called"THE NATIVES ARE RESTLESS"..."KORU" spiral design...guide coming...jt..c-circle...